Summary of Each Article and Common Rules for Homeowners

It is the responsibility of the homeowners to know the rules/covenants. This section provides a summary only.

Article I - General Purpose

• Purpose: Ensure the best use and development of the property, protect property values, preserve natural beauty, encourage attractive structures, and maintain harmonious improvement.

Article II - Use of Land

• Land Use: Compliance with local regulations, prohibition of noxious activities, restrictions on types of permissible structures and animals, and specific rental guidelines.

Article III - Type of Material: Size of Structure

• Building Requirements: Completion of structures within one year, specific guidelines for materials, colors, and sizes of structures, and prohibition of certain types of structures.

Article IV - Garbage and Refuse Disposal

• Waste Management: No dumping of rubbish, trash, or garbage; use of sanitary containers.

Article V - Building Location

• Building Placement: Compliance with local regulations and setback requirements.

Article VI - Timber Removal

• Tree Removal: Requires approval from the Architectural Control Committee (ACC); guidelines for removing trees and brush.

Article VII - Architectural Control Committee

• Committee Structure: Establishment, composition, and responsibilities of the ACC.

Article VIII - Architectural Control

• Construction Approval: Requirement for ACC approval before constructing, erecting, or altering structures; submission of plans.

Article IX - Commencement of and Completion of Construction

• Construction Guidelines: Rough grading of driveways, one-year completion period for construction, maintenance of cleanliness during construction, and use of silt fencing.

Article X - Driveways; Driveway Restrictions

• Driveway Requirements: Installation of hard-surfaced driveways, specific setbacks, and restrictions on straight driveways.

Article XI - Home Construction on Lot and Height of Grade

• Grading: Approval required for altering lot grades; responsibilities for grading and drainage.

Article XII - Nuisances

• Nuisance Control: Prohibition of noxious or offensive activities.

Article XIII - Outdoor Storage

• Storage Restrictions: Prohibition of on-site un-housed storage; trailers limited to 3 days on property

Article XIV - Signs

• Signage: Restrictions on advertising signs; rules for subdivision entrance signs.

Article XV - Antennae

• Antenna Restrictions: Prohibition of exterior antennae, including dish-type antennae.

Article XVI - Mailbox

• Mailbox Requirements: community mailboxes available.

Article XVII - Severability

• Severability Clause: Invalidity of any provision does not affect other provisions.

Article XVIII - Outlots

• Common Areas: Definition, maintenance, and use of outlots; ownership and liability for assessments.

Article XIX - Maintenance of Drainage Easements, Lakes, Ponds, Common Areas, Entrance Signage, Islands, Access Easements, Public Paths, and Fences

• Maintenance Responsibilities: Owner's Association's responsibility for maintaining common areas, lakes, ponds, and related improvements.

Article XX - Day-to-Day Maintenance of Drainage Easement Areas, Lakes, Ponds, and Landscaping Berms

• Maintenance Details: Responsibilities for maintaining drainage easements and sand areas.

Article XXI - Lake, Pond, and Drainage Easement Liability

• Liability: Waiver of claims for injuries or damage related to lakes, ponds, and drainage areas; indemnification requirements.

Article XXII - Wetland Restrictions

• Wetland Protection: Prohibition of construction and land-disturbing activities within wetland boundaries.

Article XXIII - Declarant's Rights

• Declarant Rights: Rights of the Successor Declarant to develop additional lands and amend the covenants.

Article XXIV - Copper Point Waterfront Community Association, Ltd.

• Association Structure: Membership, assessment procedures, and responsibilities of the Owner's Association.

List of Common Rules for Homeowners

1. Land Use:

   • No noxious or offensive activities.

   • Compliance with all local, county, and state regulations.

   • No outdoor toilets; LP tanks must be buried.

   • Restrictions on types of permissible animals and structures.

   • Minimum lease term of one hundred eitghty (180) days for rentals; leases must include compliance clauses and be approved by HOA

2. Construction and Materials:

   • All structures must be completed within one year.

   • Use of approved materials and colors for exteriors.

   • Minimum and maximum square footage requirements for dwellings.

   • No trailers, mobile homes, tents, or temporary structures allowed.

3. Maintenance:

   • Regular mowing and maintenance of lawns and beach areas. Grass clippings must be bagged on lake side of home.

   • Empty lots and beach areas must be maintained. 

   • Proper disposal of garbage and refuse in sanitary containers.

   • Removal of dead, dying, or dangerous trees; approval required for timber removal.

4. Architectural Control:

   • Obtain ACC approval before constructing, altering, or placing structures.

   • Submit plans for approval, including building, grading, and landscaping plans.

   • Adhere to approved plans unless changes are approved by the ACC.

5. Driveways:

   • Install hard-surfaced driveways within six months of occupancy permit.

   • Comply with setback requirements and restrictions on straight driveways.

6. Nuisances and Storage:

   • No noxious or offensive activities.

   • Limited storage (3 days) of boat trailers, campers, etc. ; no on-site un-housed storage.

7. Signage and Antennae:

   • No advertising signs except approved subdivision entrance signs.

   • Prohibition of exterior antennae, including dish-type antennae.

8. Common Areas and Lakes:

   • Maintain common areas, lakes, and ponds as specified.

   • Follow rules and guidelines for the use of lakes and ponds.

   • Waiver of claims for injuries or damage related to lakes, ponds, and drainage areas.

9. Wetlands:

   • No construction or land-disturbing activities within wetland boundaries.

10. Association Membership and Assessments:

    • Mandatory membership in the Copper Point Waterfront Community Association.

    • Pay assessments for common expenses and maintenance.

These summaries and rules provide an overview of the key responsibilities and restrictions for homeowners within the Copper Point/Island Lake community. For detailed information, please refer to the full covenants document.

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